Local Banks
Build
Help
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Local Lives
Local Banks are Essential Partners in Building Thriving Communities Across California
Local banks are more than financial institutions, they are part of the fabric of California’s neighborhoods. From supporting youth sports teams and senior programs to creating good-paying jobs and investing in local economies, local banks help people live and grow where they work.
Local Banks Provide:
Community Services
Including supporting youth sports, seniors and other programs.
Employment and Economic Impact
Good-paying jobs with advancement and career opportunities, enabling people to live and thrive.
Accessibility and Affordability
Accessible and affordable financial services and increased financial literacy.
Local banks are integral to California’s economy and financial health, helping us become the fourth largest economy in the world.
See How Local Banks Build and Strengthen Communities
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Local Banks Support Affordability and Housing Access
Local banks are committed to making financial services accessible and affordable. They help local businesses grow and enable California families to achieve the dream of homeownership through loans and mortgage services. Providing lending and other housing-related financial assistance to individuals and families is a critical component of addressing the state’s housing access and affordability crisis.
Local Banks are Committed to Protecting What Makes California Communities Strong
Local banks face a growing number of legislative and regulatory hurdles in an increasingly complex banking landscape. Despite these challenges, they remain committed to serving their customers and supporting the communities that rely on them. Every day, they put local people, small businesses, and neighborhood needs first, just as they always have.
How Local Banks Support Wildfire Recovery
First Financial Responders
More than 400 financial institutions voluntarily offered mortgage forbearance after last year’s wildfires, helping families stabilize during recovery.
California Banks Step Up for Customers
Local banks offered mortgage relief immediately following the wildfires. They continue to support homeowners and families as they rebuild.
Recovery is a Community Effort
Wildfire recovery depends on collaboration across many sectors. Government policy, construction costs, labor availability, insurance markets, and housing supply all influence how quickly communities rebuild.
Making it harder or even impossible for local banks to operate in California is harmful to their immediate regions and the state as a whole and is entirely avoidable.
Policymakers and regulators should be focused on creating an environment where these local financial institutions are not just preserved but have the tools to thrive.